Hello everyone! I hope 2014 is starting out well, and you’re off to a great start with those resolutions. I’m glad to be hosting the first Carnival of Financial Planning of the year. Please check out the following posts:
BUDGETING AND ECONOMICS
Roger the Amateur Financier @ The Amateur Financier writes Book Review – Getting Things Done – A review of the book Getting Things Done by David Allen, a guide to productivity and increasing organization of offices and other work spaces for increased work
Brock Kernin @ Clever Dude writes Why is the Grass Is Greener On the Other Side of the Fence? – If you’ve ever wanted what someone else has, you need to read this post!
Miss T. @ Prairie Eco Thrifter writes Wait, Don’t Buy That Yet – I learned late in life that there are best times to buy certain things. Sure I knew about the ‘White sales’ – the ones stores used to have in January on sheets and towels and such, but I really hadn’t a clue that there is a best time to buy many other things!
Mr.CBB @ Canadian Budget Binder writes Do men and women influence each others shopping habits? – Men and women can influence each others purchases and if you aren’t sure just listen to you both the next time you are out shopping.
Dee @ Color Me Frugal writes Why I’m Keeping My Crappy Car – It’s crappy and my in-laws hate it, but I’m keeping it! Find out why. I encourage you to take some time to think about whether you should be keeping YOUR crappy car too!
Jerry @ Evergreen Finance writes Which Cars Hold Their Value WORST – Did you know that some cars lose 80% of their value after five years? It’s true. Find out which cars are the worst
Daniel @ Make Money Make Cents writes Want to make smarter money decisions? Use these tips from Economist Noreena Hertz – Noreena Hertz advises people in power, including presidents, prime ministers and CEOs, about international debt and globalization. She also wants to help people like you and I make better financial decisions.
Danielle @ Saving Without a Budget writes Boost your Productivity with these 8 Excellent Tips – Why is it that some people seem to be able to get an amazing amount of tasks done in the same time that other people get practically nothing accomplished?
Lenny @ Best Money Saving Blog writes You can embrace Digital Marketing even on a Small Business Budget – While digital marketing definitely has its merits many small business owners are hesitant to use it simply because of the time that they believe it takes to make it work.
Andrea @ So Over This writes Movers Destroyed My Belongings – Saga Continues – You may remember that I wrote a post a few months back about my recent move to a new home, and some issues I experienced with the destructive moving company I hired.
Lily @ Paying Debt Down writes Money Saving Holiday Shopping Tips 2013 – Did you go so far over budget on your holiday spending last year that you didn not pay off your bills until the Fourth of July? If yes, then this post is definitely for you.
Sam @ The New Business Blog writes How to Build a Brand People will Adore – Many people outside of marketing think of a brand as sort of this false cover that is given to a product or service in order to con them into buying something that they do not actually want or, even worse, do not need.
Aaron @ Aaron Hung writes Looking for investment advice on Twitter? These new Tools will help – Ask your average investor and all of them will admit freely to one thing; they would love to be able to see into the future. These days a growing number are convinced that they actually can do that by monitoring microblog website Twitter.
Holly @ Club Thrifty writes Social Framing – In Social Theory, framing refers to the schema or interpretations of collective anecdotes and stereotypes that individuals rely on to interpret events, meaning its totally normal to lock your car door when you see people that do not look like you.
Natalie @ Debt and the Girl writes Joy is Separate from Circumstance – One day when I was teaching one of my classes, I had a student that was in a very good mood. He had a smile from ear to ear and his head bobbed up and down as if he was singing a song to himself.
Graham @ Moneystepper writes FTSE 100 diversification – performance of the top 10 consitutents – FTSE 100 diversification – can you diversify your portfolio by buying the ten largest companies in the FTSE 100? Historical performance suggests not!
Sustainable PF @ Sustainable Personal Finance writes Would You Use an Alternative Currency? – One of the first rules of investing is that you need to have a degree of diversity in your assets. That way, if something goes wrong with one asset class, you will have another asset available to pick up the slack. But how does that work if most of your assets are denominated in a specific currency?
Mark Ross @ Money Saving Dude writes 10 Steps To Improve Your Finances This Year – It’s a new year and if improving your finances is part of your New Year’s resolution, then these steps are a must follow for you to achieve your goal before 2014 ends.
CAREER AND INCOME
Mrs. Accountability @ Out of Debt Again writes I Never Wanted to Be an Entrepreneur But I’ve Changed My Mind – Ten years ago I thought I’d always work a regular job. In fact, I had definite thoughts about entrepreneurship – I was certain it wasn’t for me.
Wayne @ Young Family Finance writes Navigating the World of Job Auction Sites – Looking for a career change and considering job auction sites? Read here for the good and bad of these job auction sites like Elance and oDesk.
DEBT AND CREDIT
Bargain Babe @ BargainBabe.com writes How Much Did You Spend on Christmas? – How much did you spend on CHristmas gifts – it can be scary to find out!
Hank @ Money Q&A writes How Chapter 13 Bankruptcy Can Affect Your Future – By filing for Chapter 13, you can regain power of your financial status by acquiring a payment plan that fits nicely into your budget.
SBB @ Simple Budget Blog writes Party Smart: How to Budget Your Holiday Parties – Planning a holiday party? ‘Tis the season! Read here for the smartest and least expensive ways to keep down your holiday party costs.
Amy @ Money Mishaps writes Why do some Credit Scores FALL after paying off a Loan? – Credit scores confuse many people. We have talked recently about some things that can (and can’t) cause your credit score to increase or decrease. One of the questions that we see quite frequently however is whether or not credit scores can fall after paying off an installment loan, and why.
INVESTING AND SAVING
Cindy @ MidLife Finance writes The Best Gift For Those You Love – What if you could give them the best present in the world…and not spend much, if anything?
Eva Baker @ TeensGotCents writes $1,000 Challenge – Transportation and Utilities – My mom continues on her quest to save $500 from our monthly budget following the principles in The $1,000 Challenge by Brian J. O’Connor.
Ted Jenkin @ Your Smart Money Moves writes How To Organize Your 2014 Budget – Even though exercise and diet remain the top two New Year’s resolutions that most Americans have, the next few days might provide you with some
Mr. Frenzy @ Frenzied Finances writes Battle of the Brands: Name Brands VS Generic Brands – It’s hard to break away from a name brand you know works – but have you ever tried generic brands? It could save you a whole lot of money!
Jacob @ AllPersonalFinance writes Saving money with bioclean glass – your questions answered – Yes there is such a thing as low-maintenance self-cleaning glass and yes, it does really work, but how does it work, are they any different from your standard double-glazing and can you save money?
Maria @ The Money Principle writes Annual Review 2013: Looking Forward – As part of my annual review, these are my words and goals for 2014.
Mike @ Personal Finance Journey writes How to make FREE online money! – Did you know anyone can spend some time and make free money and rewards online? Have you tried it out for some extra money?
Luke @ Learn Bonds writes Short-Term Bonds vs. Money Market – A look at short term bonds vs. money market funds and which is best for investors in the current environment.
Minimalist @ Minimalist Finance writes Start Off the Year Right with Your Investments – Start Off the Year Right with Your Investments has been published on Minimalist FinanceAs 2013 comes to an end, there are a few things that you an do financially to ensure that you start the new year with a solid financial footing. Last week, we posted some ideas of some strong financial new year’s resolutions to make.
Pauline @ Reach Financial Independence writes Are You Ready for the Challenge of Real Estate Investing? – Real estate investing is a great way to earn residual income, but before you run off to the bank to get approved for a loan, be sure you are ready for the challenges that come along with real estate investing.
Emily @ Evolving Personal Finance writes The Thinking Person’s Guide to Dave Ramsey: Realistic Wealth Building – Dave Ramsey’s investing advice is unconventional, self-serving, and unrealistic.
Jack @ eMoneyLog writes What impact the recession had on retirement for baby boomers? – The dip in the economy that started in late 2007 had a tremendous impact on financials of many. However one of the worst impacted were baby boomers population who were close to retirement. Depending on how they had invested their money they may have seen a significant loss in their portfolio. Let’s take a look at the impact recession had on retirement choices available to baby boomers.
Lisa Park @ Secrets 2 Save writes How important is it to save for retirement early on? – Often we delay saving for retirement when we first land a job. This can be a very big mistake. In this article lets us take a few examples and try to understand why it is important to save for retirement from the get go. We will compare two cases where someone starts saving early vs someone who starts late and see who comes out ahead and why?
Larry @ KrantCents writes Technology Has Made Me Lazy or More Productive! – Technology has made me lazy! I used to do basic arithmetic in my head. I could count out change without the cash register telling me what change I needed to make. I could spell without using spell check.
Justin @ Root of Good writes Life Beyond The Ordinary – Don’t live a merely ordinary life. Be extraordinary! By rejecting traditional notions on investing, housing, careers, cars, and retirement, you can live a happier, wealthier, more genuine life.
Matt Becker @ Mom and Dad Money writes What Type of Person Do You Want To Be? – What can we learn about money from watching people shovel snow? Well, we can figure out that there are two types of people in this world, and the choice is yours as to which one you want to be.
RISK MANAGEMENT AND INSURANCE
Justin @ Edward Antrobus writes Is that awesome Review a Fake? – Word of mouth marketing is the best. Someone a hearing about how great a product or service was from a friend, family member or colleague was much more likely to purchase that product or service because someone they actually knew told them how great it was.
REAL ESTATE AND PROPERTY
Corey @ 20s Finances writes Why Renting Items Is A Waste Of Money – Recently I’ve been seeing a lot of ads on television for renting computers, televisions and furniture. At first, renting these items might sound like a good idea – you get an item you need without needing the full amount to purchase the item. But, there are many downfalls to renting these things. Here are 3 reasons why renting items is a waste of money.
Cat Alford @ Budget Blonde writes Planning My Budget Friendly Nursery – Here’s my idea for a budget friendly nursery, which I’m ready to decorate (asap!) in case the twins come early. The “theme” is very us! I hope you like it!
RETIREMENT AND TAXATION
Dominique Brown @ YourFinancesSimplified writes What is a Traditional IRA? – A traditional IRA is yet another way to save money for your golden years. Is it right for you?